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Buyer's Guide

When buying a property, consider the various aspects below; • CONDUCT A TITLE SEARCH After preliminary selection of the ideal property, ensuring that the property you intend to buy bears valid Title Deed is perhaps the most prudent course of action to begin with. After all, if the property’s' Title cannot be authenticated, none of the other superb merits matter at all. Conduct a Title search at the relevant lands office associated with the property you intend to buy. Hiring the services of a professional may be well worth it. A TITLE TO AVOID A lesser known fact is that you should aim to avoid buying properties that bear any title registered under the Government Land Act (Cap 280). A provision in the Act empowered the President (and subsequently by delegation, the Commissioner of Lands) to allocate what was previously public land – such as forestland, game parks or water catchment areas. Such lands may have - over periods of time found their way into private owner hands and into the buyers’ market. A possible adverse consequence at the present time, with acquiring such property is that financial institutions (Banks) may avoid holding such Title as security against a mortgage loan or any other funding.